PRIVACY POLICY

Last modified: 02/07/2026

Introduction


"Yovwe Consulting & Marketing Services Company" is committed to lawful, fair, and transparent collection of your data. This policy governs data collection by us and our affiliates (collectively the “Company”) when you purchase or use our products, services, software, and website (collectively the “Services”). It was drafted to help you understand the types of information we collect from you, how we use it, as well as how we share, store and protect it. 
If you do not agree with this policy, you should not use our Services. By accessing or using our Services, you agree to this policy, which may change from time to time to better reflect our practices and applicable laws. Your continued use after we make change(s) is deemed acceptance of those changes.


Children Under the Age of 13 


[NOTE: IF YOU ARE MARKETING TO AND/OR COLLECTING DATA FROM MINORS, YOU SHOULD CONSULT A PROFESSIONAL ADVISOR.]
Our Services are not intended for minors (children under 13 years of age or equivalent depending on jurisdiction, (“Children”), and use of our Services by Children is strictly prohibited. We do not knowingly collect personally identifiable information from Children. If we learn we have collected or received personal information from Children without verification of parental consent, we will delete that information. If you believe we might have any information from or about Children, please contact us. 


Types of Information We Collect 


[NOTE: IF YOU ARE LOCATED IN CALIFORNIA, THE EU, OR OTHER JURISDICTION WITH MORE SPECIFIC DATA PRIVACY REGULATIONS, YOU SHOULD CONSULT A PROFESSIONAL ADVISOR.]
[NOTE: IF YOU ARE COLLECTING DATA FROM RESIDENTS IN CALIFORNIA OR THE EU, OR OTHER JURISDICTIONS WITH MORE SPECIFIC DATA PRIVACY REGULATIONS, YOU SHOULD CONSULT A PROFESSIONAL ADVISOR.]
[NOTE: IF YOU ARE COLLECTING SENSITIVE INFORMATION, SUCH AS CREDIT CARD NUMBERS OR SOCIAL SECURITY NUMBERS, YOU SHOULD CONSULT A PROFESSIONAL ADVISOR.]
We collect information if you voluntarily provide it to us. For example, if you sign up for our Services, you might give us your name and email address. You might also give us data when you email us or give us feedback. In addition, you may submit information online through surveys, forms, portals, or other interactive activities on our website. details about transactions you carry out through our website. It is always your choice whether or not to provide personal data. Do not provide personal data unless you are authorized to do so.
We may collect the following information directly from you:

 information that may be personally identified, such as name, address, e-mail address, and other identifier by which you may be contacted online or offline ("personal information"); 
information that is about you but individually does not identify you; and/or
information about how you interact with our website, such as internet connection or the equipment you use to access the Services.

 This policy does not apply to third-party sites that may link to, or be accessible from, our site. We do not control these third parties' tracking technologies or how they may be used. Your interactions with these sites are governed by the third parties’ applicable privacy statements. If you have any questions about these sites, you should contact the responsible provider directly.
 We may also collect information automatically:
 As you interact with our website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including: details of your visits to our website and information about your computer and internet connection. The information we collect automatically does not include personal information.
 The technologies we use for this automatic data collection may include cookies. You may refuse to accept browser cookies by activating the appropriate setting on your browser, but if you do you may be unable to access certain parts of our website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to us.
 [NOTE: IF YOU USE SIMILAR TECHNOLOGY IN ADDITION TO OR IN LIEU OF COOKIES, YOU SHOULD CONSULT A PROFESSIONAL ADVISOR .]


How We Use Your Information


We use information that we collect about you or that you provide to us, including personal information to present our Services to you; to provide you with information, products, or services that you request from us; to fulfill any other purpose for which you provide it; to provide you with notices about your account/ subscription, including expiration and renewal notices; to carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection; to comply with legal obligations; or for any other purpose with your consent.
 If you are an EU resident, we will collect and use your personal data only if we have one or more legal bases for doing so under the GDPR. This means we collect and use your personal data only where you have given your consent for one or more specific purposes; it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests; it is necessary to protect the vital interests of you or another natural person; or it is necessary to comply with a legal obligation. 


Who We Share Your Information With


We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.
 We may disclose personal information that we collect or you provide as described in this policy to our team members, agents, subsidiaries and affiliates who have a business need to know; to contractors, service providers, and other third parties we use to support our business; to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of the Company’s assets; to fulfill the purpose for which you provide it; for any other purpose disclosed by us when you provide the information; and/or with your consent.
 We may also disclose your personal information: to comply with any court order, law, or legal process, including to respond to any government or regulatory request; and/or to enforce or apply our terms of use and other agreements, including for billing and collection purposes.
 If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Company, our customers, or others.
 [NOTE: IF YOU DISCLOSE PERSONAL INFORMATION TO THIRD PARTIES FOR MARKETING OR IF YOU SELL ANY DATA, YOU SHOULD CONSULT A PROFESSIONAL ADVISOR.]


How We Protect Your Personal Information 


We may store your personal data in any region or in any country where we or our service providers have facilities. We implement reasonable processes and adhere to best practices in order to protect your Personal Information from accidental loss and from unauthorized access, use, alteration, and disclosure. Unfortunately, the transmission of information via the internet is not completely secure. We will do our best to protect your personal information, but we cannot guarantee the security of your personal information transmitted to our website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the website. We will store your personal data only until it is no longer needed to fulfill the purpose(s) for which it was collected or as required or permitted by law; at that point it will be anonymized, deleted, or isolated.
 [NOTE: IF YOU ARE LOCATED IN CALIFORNIA, THE EU, OR OTHER JURISDICTION WITH MORE SPECIFIC DATA PRIVACY REGULATIONS, YOU SHOULD CONSULT A PROFESSIONAL ADVISOR RE: THE “TRANSFER” RULES.]


Accessing and Correcting Your Information


You can request to access, correct or delete any personal information that you have provided to us by contacting us at director@yovwemarketing.com. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.
 [NOTE: IF YOU ARE LOCATED IN CALIFORNIA, THE EU, OR OTHER JURISDICTION WITH MORE SPECIFIC DATA PRIVACY REGULATIONS, YOU SHOULD CONSULT A PROFESSIONAL ADVISOR RE: THE RIGHT TO BE FORGOTTEN.]


How to Contact Us


To ask questions or comment about this privacy policy and our privacy practices, contact us at: 

Yovwe Consulting & Marketing Services
333, Sidney Belsey Crescent, North York, Toronto
ON, Canada M6M 0A2
director@yovwemarketing.com
4372589036
www.yovwemarketing.com

TERMS & CONDITIONS


Last modified: 02/08/2026

1. Acceptance of Terms
Welcome to Yovwe Consulting & Marketing Services Company ("Company," "we," "us," or "our"). By accessing or using our website, purchasing our digital products, or engaging with our services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our Services.
2. Services Description
We provide digital products, consulting services, and marketing solutions focused on social media transformation and business growth. Our offerings may include online courses, templates, strategy guides, and related educational materials delivered digitally.
3. Eligibility
You must be at least 18 years of age to purchase or use our Services. By using our Services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into binding contracts.
4. Account Registration and Security
When you create an account or purchase our products, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
5. Purchase and Payment Terms
All purchases are subject to acceptance by us. Prices for our digital products are as stated on our website and are subject to change without notice. Payment must be made in full at the time of purchase through our approved payment methods. You agree to pay all charges incurred by you or any users of your account at the prices in effect when such charges are incurred.
6. Digital Product Delivery and Access
Upon successful payment, you will receive access to your purchased digital product(s) via email or through your member account dashboard. Access credentials and download links are for your personal use only and may not be shared, transferred, or resold. We grant you a limited, non-exclusive, non-transferable license to access and use the digital products for your personal or business use only.
7. Intellectual Property Rights
All content, materials, courses, templates, graphics, logos, and digital products provided through our Services are the exclusive property of Yovwe Consulting & Marketing Services Company and are protected by copyright, trademark, and other intellectual property laws in the United States and Canada. You may not reproduce, distribute, modify, create derivative works of, publicly display, republish, download, store, or transmit any of our materials without our prior written consent, except for your personal, non-commercial use.
8. Prohibited Uses
You agree not to:
- Use our Services for any unlawful purpose or in violation of these Terms
- Share, resell, or distribute our digital products to third parties
- Attempt to reverse engineer, decompile, or hack our website or digital products
- Upload viruses or malicious code
- Impersonate any person or entity or misrepresent your affiliation
- Engage in any activity that interferes with or disrupts our Services
9. User-Generated Content
If you submit testimonials, feedback, or other content to us, you grant us a perpetual, worldwide, royalty-free license to use, reproduce, modify, and display such content for marketing and promotional purposes.
10. Disclaimer of Warranties
OUR SERVICES AND DIGITAL PRODUCTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT OUR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE. WE MAKE NO GUARANTEES REGARDING SPECIFIC RESULTS OR OUTCOMES FROM USING OUR DIGITAL PRODUCTS.
11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW IN THE UNITED STATES AND CANADA, YOVWE CONSULTING & MARKETING SERVICES COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES, ARISING FROM YOUR USE OF OR INABILITY TO USE OUR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE SPECIFIC PRODUCT OR SERVICE.
12. Indemnification
You agree to indemnify, defend, and hold harmless Yovwe Consulting & Marketing Services Company, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our Services, violation of these Terms, or infringement of any third-party rights.
13. Refund Policy
Please refer to our separate Refund Policy for information regarding refunds and cancellations. All refund requests are subject to the terms outlined in that policy.
14. Modifications to Terms
We reserve the right to modify these Terms and Conditions at any time. We will notify you of material changes by posting the updated terms on our website with a new "Last modified" date. Your continued use of our Services after such changes constitutes your acceptance of the new Terms.
15. Termination
We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use our Services will immediately cease, though certain provisions of these Terms shall survive termination.
16. Governing Law and Dispute Resolution
For customers in Canada: These Terms shall be governed by and construed in accordance with the laws of Ontario, Canada. Any disputes shall be resolved in the courts of Ontario or through binding arbitration in Toronto, Ontario.
For customers in the United States: These Terms shall be governed by and construed in accordance with federal law and the laws of the state in which you reside, without regard to conflict of law provisions. Any disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law.
17. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
18. Entire Agreement
These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Yovwe Consulting & Marketing Services Company regarding the use of our Services.
19. Contact Information
For questions about these Terms and Conditions, please contact us at:
Yovwe Consulting & Marketing Services
333, Sidney Belsey Crescent, North York, Toronto
ON, Canada M6M 0A2
Email: director@yovwemarketing.com
Phone: 437-258-9036
Website: www.yovwemarketing.com


REFUND POLICY
Last modified: 02/07/2026
Introduction
"Yovwe Consulting & Marketing Services " is committed to your satisfaction. If you have purchased digital/hard goods/subscription from Yovwe Consulting & Marketing Services and are unhappy with the product received, you may be eligible for a refund/partial refund if requested within 14 days of the original purchase date.
Refunds of Hard Goods:
To be eligible for return and refund, the following steps must be taken:
Refund must be requested in writing by contacting director@yovwemarketing.com
Request of refund must be made within 14 days of the original purchase date
Hard goods must be returned to Yovwe Consulting & Marketing Services immediately, according to the instructions you will receive once contacting director@yovwemarketing.com as directed in step 1.
The item(s) must be unused and returned in the original packaging, in like-new, or re-sellable condition, as determined in Yovwe Consulting & Marketing Services sole, reasonable discretion.
Non-returnable Items:
The following items are non-returnable as stated at the time of purchase on yovwemarketing.com
Time-based services already rendered - Consulting hours, strategy sessions, meetings already completed
Custom/creative work - Brand designs, copywriting, content creation, marketing materials created specifically for the client
Third-party expenses - Ad spend on platforms (Facebook, Google Ads), software subscriptions purchased for the client, stock photos, paid tools
Setup and onboarding fees - Initial account setup, onboarding sessions, system configuration
Retainer deposits - First month's retainer or deposit fees (often non-refundable once work begins)
Research and analysis - Market research, competitor analysis, audit reports already delivered
Digital products - Downloaded templates, courses, proprietary frameworks once accessed
Refunds of Digital/Subscription Based Goods:
To be eligible for a refund on any digital/subscription based goods, the following steps must be taken:
Refund must be requested in writing by contacting director@yovwemarketing.com
Request of refund must be made within 14 days of the original purchase date
Yovwe Consulting & Marketing Services is committed to its consumers, and while we stand by our policy as written above, we also want to understand how we can resolve the dissatisfaction and better understand how we can serve you. Please contact Yovwe Consulting & Marketing Services at director@yovwemarketing.com for any questions related to our policy, or simply to let us know how we can help.
Yovwe Consulting & Marketing Services
333, Sidney Belsey Crescent, North York, Toronto
ON, Canada M6M 0A2
director@yovwemarketing.com
4372589036
yovwemarketing.com

Yovwe Consulting & Marketing Services ©2026. All Rights Reserved
Yovwe Consulting & Marketing Services ©2026. All Rights Reserved
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